SECP, FBR, the SBP and the FMU all expect verifiable records. When compliance is a binder updated once a year, an audit or an STR request becomes a crisis instead of a query.
NADRA Verisys identity checks for beneficiaries and business verification for vendors, with documents retained.
Screening against sanctions and politically-exposed-person lists at onboarding and on an ongoing basis.
Transaction monitoring with STR and CTR preparation aligned to FMU goAML expectations.
Report packs aligned to SECP §42, FBR §100C / §61 and SBP eFINSURV — generated from live data.
Every privileged action is written to a tamper-evident, replayable log — the spine of the whole platform.
Defined retention windows, consent capture and right-to-be-forgotten handling built in by default.
Six controls, always on — from onboarding to a replayable audit trail.
Beneficiaries and vendors are KYC/KYB-checked via NADRA and business verification at entry.
Every party is screened against sanctions and PEP lists, with matches escalated for review.
Transactions are monitored continuously; unusual patterns are flagged for an officer.
STR and CTR drafts are prepared in the right format when thresholds or red flags are met.
Regulator-ready packs for SECP, FBR, SBP and the FMU generate directly from platform data.
Every action is hash-chained — so any auditor can replay exactly what happened.
Instead of a scramble, the team exports a hash-chained, replayable trail of every approval and payout for the period in question.
Monitoring flags an unusual pattern; an officer reviews and the system prepares a goAML-formatted STR draft for filing.
Yearly §42 and §100C report packs are generated from live data rather than rebuilt by hand under deadline.
Yes. Privileged actions are hash-chained, so any change to a past record breaks the chain and is immediately detectable — and the full sequence can be replayed.
KhairCompliance prepares regulator-ready report packs and STR/CTR drafts from your live data; your authorised officers review and submit them.
Consent is captured and logged, data is minimised, retention windows are enforced, and right-to-be-forgotten requests are honoured.
It’s strongest layered under KhairSuite and KhairPay, but the audit, screening and reporting engine underpins the whole platform.
